Motor Homes/Travel Trailers

Whether you have custom built motor coach or a small pull-behind camping trailer, you build memories and family connections with each voyage! Much can happen to your “home away from home” besides fond memories. What if a racoon chews off a part of your roof? What if bees build a nest while you are not using it for a month? What if the new awning is blown away in a sudden down draft of wind?

These are a few of the questions we can help answer. Click here to send us info so that we may contact you, email us at,  or call 614-870-1000.

Here are a few definitions and insurance coverage considerations if you own a motorhome of travel trailer:

  • A towable camper (depending on where it is) is partially covered by your car insurance policy as well as your homeowner’s insurance For Physical Damage coverage on a camper, you’ll need to get specialized insurance.
  • A motorhome is different, and you’ll need either a separate RV insurance policy or an add-on to a car insurance policy to cover

Our agency has partnered with several insurance companies that have designed programs to accommodate almost all your recreational vehicles from pop-ups to coaches. Our specialized insurance company offers coverage on motorhomes up to $500,000 and trailers up to $300,000 in value.

Here are some specific options:

Basic Coverages:

  • Liability Coverage

If desired, Optional coverages available:

  • Total Loss (Coverage options):
    • Market Value/ Actual Value
    • Agreed Value
    • Total Loss Replacement/ Purchase Price Guaranteed
  • Uninsured / Underinsured Motorist Coverage
  • Collision Coverage
  • Comprehensive Coverage
  • Full-timer Coverage
  • Vocational Liability Coverage
  • Personal Effects Coverage
  • Disappearing Deductibles
  • Windshield Coverage
  • Emergency Expense
  • Emergency Roadside Assistance
  • Medical Payments
  • Personal Injury Protection
  • Fire Department Service Coverage
  • Loan Payoff Coverage (Gap Coverage)

Not all policies cover all the above losses, so be sure to understand what is included in your Comprehensive policy. (

Contact us with any questions or to get a personalized proposal… Click here to send us info so that we may contact you, email us at, or  call 614-870-1000.